Fixing the #1 reason families stop talking: money.
No more awkward conversations.
Per2 turns private loans into smart contracts.
Transparent. Enforceable. Powered by secure, automated tech.
Create a personal loan agreement in seconds.
Define terms, sign via NFC or QR, and track repayments—clear and secure from start to finish.
About us
Private loans are broken. They ruin friendships, tear families apart, and leave people legally and financially exposed.
At Per2, we're fixing that.
We’re a team of ex-bank CEOs, fintech pioneers, and seasoned tech builders who’ve seen the ugly truth behind informal lending: zero transparency, zero legal protection, and massive emotional cost.
Per2 transforms private lending into a secure, transparent, and enforceable digital process.
With our smart contract-based app, two people can create a crystal-clear loan agreement in minutes—backed by tech, not trust.
No more awkward family dinners.
No more "I’ll pay you back someday."
Just real contracts. Real protection. Real peace of mind.
This isn’t just another app.
It’s the first serious infrastructure for the trillion-euro shadow economy of private lending.
Testimonials
What real people say about the problem we’re solving
"She owes me 3000 euros. Now she’s gaslighting me. She was my best friend."
— Anonymous, 29, Berlin
"He’s my brother. He borrowed money and disappeared. No contract, no way to get it back."
— Anna, 26, Budapest
I gave him my last 500 euros to help. I haven’t heard from him since."
— Student, 22, Valencia
